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Variable Rates
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| Sentry Credit Union
offers a variable rate loan program. The index for the
variable rate is 1.75% (13 week average of 13 week Treasury Bill
Auction through June 2008). Rates on existing variable rate
loan balances change on the first day of each calendar quarter if
the index changes. Rate changes will not change the monthly
loan payment due, but may result in either fewer or more payments.
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Variable Rates
for New and Used Vehicles - 20% down payment required
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Rates and terms available for both new and
used: Autos, Trucks, Vans, Motorcycles, Motor Homes,
Boats (including motor/trailer), 5th Wheels, Travel Trailers,
Campers |
|
Model Year |
Variable
Annual % Rate |
Fixed
Annual % Rate |
Repayment
Term |
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2008 |
3.75% |
5.25% |
Up to 36 months |
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2008 |
4.25% |
5.75% |
37 to 60 months |
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2007, 2006 |
5.50% |
7.00% |
Variable rate - Up to 48 months
Fixed rate - Up to 36 months |
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2005 through 2002 |
6.50% |
8.00% |
Variable rate - Up to 30 months
Fixed rate - Up to 24 months |
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Variable Rates
for New and Used Vehicles - NO down payment required
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|
Rates and terms available for both new and
used: Autos, Trucks, Vans, Motorcycles, Motor Homes,
Boats (including motor/trailer), 5th Wheels, Travel Trailers,
Campers |
|
Model Year |
Variable
Annual % Rate |
Fixed
Annual % Rate |
Repayment
Term |
|
2008 |
10.50% |
12.00% |
Up to 36 months |

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